Investment Planning Tips

You would have likely read thousands of articles on how  investment in stocks  helps you in maximizing your money in the long run. The big question you must ask yourself here is whether you know the stocks to buy, especially if you are an inexperienced first-time investor in the stock markets. This is where mutual funds investment has made it easier, especially for first-time investors with no knowledge of the stock markets. What’s made them popular is the fact that you can  start SIP online  without much effort. All you need is a Demat and a trading account along with a bank account and you can buy/sell mutual fund units with ease. Let’s now look at how a mutual fund SIP compounds over time. When your returns start earning returns in turn, it is called compounding. It is very simple to visualize in case of fixed income securities such as FDs where the interest that you are getting is fixed. The investment is fixed. Let’s say you have a recurring de...

One of the first dilemmas you face as a start-up investor is where should you place your money. However, with so many options barging the market, it could become difficult to choose the option that perfectly fits your bill. Mutual funds often come to your rescue in such situations. They offer you the best of both worlds where you stay well-invested in the markets without having to track your investments on a regu lar basis. Online investment in mutual funds investment plans has become a basic norm of the day. Today, more investors are always on the look-out for how to start SIP investment to grow their savings. That said, how do you pick the perfect mutual funds scheme? There is no correct way to answer this question. However, you can often draw out criteria based on your needs and investment objective. There are certain checks you should maintain as an investor before investing your hard-earned money in mutual funds. Entry, exit, overhead loads, expense ratio, turnover ratio...